TERMS AND CONDITIONS OF SERVICE
INTRODUCTION
This document is a computer-generated electronic record published in terms of Information Technology Act, 2000 (amended from time to time) and does not require any physical or digital signatures.
This document constitutes a legal agreement between You and Referbro (a product of Schwifty Mind labs private limited or the hereby referred to as the company) shall abide by the terms below by accessing and using the website.
You are bound to read this document carefully before accessing the website or using the Services and by accessing the website or using the Services hereunder, you agree to be bound by the terms incorporated herein, including our privacy policy and any other policy applicable to the usage of website or services herein.
You are strictly directed to immediately terminate the use of the Services in case you do not agree to the terms and conditions incorporated hereunder or do not wish to be bound by this agreement.
PROPRIETARY RIGHTS
Schwifty Mind Labs Private Limited is the sole owner with entire rights, title and interest including intellectual property rights over the website, applications and other platforms including services provided through it.
Schwifty Mind Labs Private Limited grants you a limited right to access the Platform including website and applications and make personal use of the website and the Services.
aforesaid right to access and use shall be personal, non-exclusive, non-transferable and limited to its objective.
TERMS OF USAGE
Eligibility:
Any user or customer of Partner websites as long as they are legally permitted to use the brand service and banking services, shall be eligible to use the services offered by us.
User Obligations:
User shall true, accurate, current and complete information about themselves and providing untrue, inaccurate, not updated or incomplete (or becomes untrue, inaccurate or incomplete) shall lead to immediate suspension or termination of user account and/or may refuse any and all current or future use of the Platform or Services, or any portion thereof, in connection thereto.
The users or end customers will be terminated from the referral program if it is found that or we reasonably believe that they are conducting fraudulent activities including but not limited to fake referrals by using their own number to refer, or similar activities. We maintain a system of checks and balances in place to detect fraudulent activities from the side of the customer/end user in our system.
Data Sharing and Content transfer:
By using our referral program through our partner website/platforms, users agree and consent to receiving information about, and offers for, various products and services from us through various channels, including but not limited to telephone, SMS, email, WhatsApp, other messaging services, or any other physical, electronic, or digital means.
By using our referral program through our partner website/platforms, users agree and consent to share user information with its partner banks, financial institutions, group companies, affiliates, vendors, service providers, and other third parties as necessary to provide the services you select or to offer additional value-added services.
In case of a user/customer requesting to opt out of receiving such communications or marketing materials or sharing data or any content in the future, this will apply prospectively and will not affect data that has already been shared with the prior consent of the user/customer.
Brand Relations
Brands/Users are onboarded on SaaS basis based on Subscription plans as detailed hereunder and this document shall be a binding contract between us and the subscriber of our services.
End User relations
Schwifty Mind Labs Private Limited have no privity of contract with the end user/customer or the beneficiary of cash back. Cash Back is provided by the brand only and we are merely facilitating the automation of the process. We shall not be liable in the event of cash back failure by brand or bank or any intermediary involved in the process.
Subscriptions, Pricing, Payments and Refund
Service of Schwifty Mind Labs Private Limited are billed on a subscription basis and more details of Subscription Plans and Pricing are provided in the pricing page. Please refer to Pricing.
At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless either party expressly cancels it.
A valid payment method is required to process the payment for your subscription. Partner brands shall provide complete billing information that may include but not limited to full name, address, state, postal or zip code, telephone number, and a valid payment method information.
Schwifty Mind Labs Private Limited will be authorised to charge all Subscription fees incurred through your account to any such payment instruments by subscribing into the services and providing relevant information.
Subscription will be automatically cancelled if the payment is failed and Schwifty Mind Labs Private Limited reserves the right to terminate the services upon failure of payment.
No refunds (partial/full) will be issued in case the subscription has started.
Prohibited Uses of services
You may use Service only for lawful purposes and in accordance with Terms. You agree not to use Service:
In any way that violates any applicable national or international law or regulation.
For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.
To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter,” “spam,” or any other similar solicitation.
To impersonate or attempt to impersonate Company, a Company employee, another user, or any other person or entity.
In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.
To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of Service, or which, as determined by us, may harm or offend Company or users of Service or expose them to liability.
To send any unsolicited emails to any person or any email who have not opted in to receive your emails.
Not to use the Service in any manner that could disable, overburden, damage, or impair Service or interfere with any other party’s use of Service, including their ability to engage in real time activities through Service.
Not to use any robot, spider, or other automatic device, process, or means to access Service for any purpose, including monitoring or copying any of the material on Service.
Not to use any device, software, or routine that interferes with the proper working of Service.
Not to introduce or engage any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
Not to attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of Service, the server on which Service is stored, or any server, computer, or database connected to Service.
Accounts and user credentials
When you create an account with us and subscribe to our services, you warrant that the information you provide us is accurate, complete, and current at all times.
You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of third party access to your computer and/or account. You are liable to notify us immediately upon becoming aware of any breach of security or unauthorised use of your account.
DISCLAIMER OF WARRANTY
These services are provided by the company on an “as is” and “as available” basis. Company makes no representations or warranties of any kind, express or implied, as to the operation of their services, or the information, content or materials included therein. You expressly agree that your use of these services, their content, and any services or items obtained from us is at your sole risk. Neither company nor any person associated with the company makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the services. Without limiting the foregoing, neither company nor anyone associated with company represents or warrants that the services, their content, or any services or items obtained through the services will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that the services or the server that makes it available are free of viruses or other harmful components or that the services or any services or items obtained through the services will otherwise meet your needs or expectations.
Company hereby disclaims all warranties of any kind, whether express or implied, statutory, or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for particular purpose. The foregoing does not affect any warranties which cannot be excluded or limited under applicable law.
LIMITATION OF LIABILITY
Except as prohibited by law, you will hold us and our officers, directors, employees, and agents harmless for any indirect, punitive, special, incidental, or consequential damage, however it arises (including attorneys’ fees and all related costs and expenses of litigation and arbitration, or at trial or on appeal, if any, whether or not litigation or arbitration is instituted), whether in an action of contract, negligence, or other tortious action, or arising out of or in connection with this agreement, including without limitation any claim for personal injury or property damage, arising from this agreement and any violation by you of any federal, state, or local laws, statutes, rules, or regulations, even if company has been previously advised of the possibility of such damage. Except as prohibited by law, if there is liability found on the part of the company, it will be limited to the amount paid for the products and/or services, and under no circumstances will there be consequential or punitive damages. Some states do not allow the exclusion or limitation of punitive, incidental or consequential damages, so the prior limitation or exclusion may not apply to you.
TERMINATION
Schwifty Mind Labs Private Limited shall have the right to terminate or suspend your account and bar access to Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of Terms. Users/Brand may terminate their account by simply discontinuing the use of Service.
CHANGES TO SERVICE AND AMENDMENTS
Schwifty Mind Labs Private Limited reserves the right to withdraw or amend Service, and any service or material the company may provide via Service, in their sole discretion without notice. The company may amend Terms at any time by posting the amended terms on this site. User/Brand shall be responsible to review these Terms periodically.
GRIVANCE REDRESSAL
User/Brand shall get a grievance redressal/ response to query/complaint or any request within 48 hours by writing an email to arjun@referbro.com
BY USING SERVICE OR OTHER SERVICES PROVIDED BY US, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.